Credit cards are considered the most convenient form of payment in the cashless economy and come with multiple features. However, individuals must look out for the exclusive borrower-friendly features that cater to their customized spending pattern. Such advantages can be obtained via Bajaj Finserv RBL Bank SuperCard that serves as the Bajaj Finance 4 in 1 card – loan card, credit card, EMI card, and cash card.
10 Benefits that You Get from Bajaj Finserv Credit Card
Mentioned below are the host of such Bajaj Finserv credit card benefits –
- Interest-free ATM cash withdrawal for up to 50 days
The cardholder can swipe their credit card and withdraw interest-free cash sans interest against a nominal processing fee. This grace period is for up to 50 days, beyond which interest is levied on the withdrawn amount.
- Superior safety features
The Bajaj Finance 4 in 1 card comes equipped with robust security features like Zero-fraud liability cover and In-hand security. Such features provide one with greater control over the usage of the card and provide a timely intimation of each transaction. Thus the cardholder has an idea about any unauthorised transaction and can take the required steps. Additionally, this reputed card issuer also provides chargeback in cases of car fraudulence or theft.
Bajaj Finserv also brings you pre-approved offers on credit cards that make the process to avail such financial products and tools simpler and easier. These offers are available on numerous financial products including credit cards, secured advances like home loans, unsecured advances like personal loan, business loan, etc. You can take a look at your pre-approved offer by providing a few essential details like your name and contact number.
- High reward points
Leading Bajaj Finserv credit card benefits include rewards points with each transaction that can be redeemed in multiple ways. Also, one can redeem the points that can later be credited to their account at the end of each month if only one knows how to use a credit card wisely.
- Additional welcome bonus
This credit card comes with features that allow cardholders to earn rewards and also save with each purchase made via the card. It can help individuals save up to Rs. 55,000 along with accelerated reward points and a welcome bonus of up to Rs. 20,000.
- Several additional perks
Bajaj Finserv RBL Bank SuperCard provides individuals with additional perks in the form of complimentary airport lounge access.
- Instant approval
Keeping in mind the convenience of the potential cardholders, the institutions make the application process easier and provide benefits like instant approval against minimum joining and annual fees.
- Availing an interest-free personal emergency loan
The Bajaj Finance 4 in 1 card acts as a loan card and enables the cardholder to convert their pre-approved credit limit into an interest-free advance via instant cash for up to 90 days. This hassle-free conversion of the limit to a personal credit amount is only charged with a nominal processing fee of 2.5% and the amount so obtained can be used to meet any emergency financial requirement.
- Minimum eligibility criteria
Card issuers require potential cardholders to meet a nominal list of eligibility criteria that promote easy accessibility of the card. These criteria include that he/she must–
- Be in the age bracket of 25 to 65 years
- Possess a CIBIL score of 750 and above
- Be an existing EMI card holder
- Not be a defaulter in making payments
- Must be an Indian citizen residing in any of the issuer-specified cities
Also, issuers require that the potential cardholder to be an existing customer of Bajaj Finserv.
- Nominal documents required
Applicants for this credit card need to keep the following documents handy –
- ID proof
- Address proof
- Passport-sized photograph
- Convenient mode of repayment
Taking into account the convenience of the clients, multiple methods of payments have been kept available. These include payments via net banking, NEFT, app banking, cheque payment, etc.
Considering that Bajaj Finserv RBL SuperCard gives you the power of 4 cards in 1, avail it at the earliest and enjoy a host of benefits that it has to offer.